Capital Velocity
Capital Fully Recovered In20.9 mo
Decision Engine
Optimal Exit
6 Months
Pricing curve peak entry
Capital Efficiency
Medium
Execution Readiness
Needs Adjustment
You are trading $69,388 of future value for $70,070 in immediate cash.
Market Pricing Signal
Strong BuyBuyer Yield
9.81%
Estimated ITV
55%
Exit Pricing
98.0%
Expected Execution: 97%–99% of UPB
Based on current private credit buyer behavior for sub-60% ITV housing-backed paper.
Hold Time vs Total Return
Sale ProceedsTotal Value
Hold Time (months)
ITV vs Pricing Curve
Higher ITV → lower pricingNote Exit Strategy
Highlight: 6-month optimal window| Hold Time | Pricing | Sale Proceeds | Gain vs Immediate |
|---|---|---|---|
| 0 mo | 92.0% | $65,780 | $0 |
| 3 mo | 95.0% | $67,925 | +$2,145 |
| 6 moOptimal | 98.0% | $70,070 | +$4,290 |
| 9 mo | 100.0% | $71,500 | +$5,720 |
| 12 mo | 100.0% | $71,500 | +$5,720 |
Pricing improves as payment history reduces perceived risk to buyers.
Capital Metrics
▾
Negative Cash Position
$5,930
Months to Breakeven
14.9
Cash-on-Cash Return
80.6%
Discount Given ($)
$1,430
Discount Given (%)
2.00%
Senior Tranche
$71,500
Junior (Retained)
$45,500
Return on Waiting
$6,679